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Retirees, Here's What to Consider When Buying an Annuity
annuities Annuities are sometimes touted as a solution for retirees concerned about outliving their savings. But these products can be complicated.
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Who Should Consider an Annuity (and Who Shouldn’t)
annuities While annuities can be complicated, the decision about whether one is right for you doesn’t have to be. Some folks are clearly better candidates for annuities than others.
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Why Fixed-Rate Annuities Pay More than Bank CDs
annuities Have you looked at the interest rates CDs pay lately? If you’re underwhelmed, you may want to look into a fixed-rate annuity. Each has distinct pros and cons, so compare before investing.
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Schwab Intelligent Income vs. an Annuity: Which Is Better?
annuities True, Charles Schwab’s program offers flexible income options for retirees, but when you run the numbers, a good old-fashioned immediate annuity produces more guaranteed lifetime income. Here’s a head-to-head comparison.
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How to Turn Your Retirement Account Into a 'Personal Pension Plus'
annuities Just as you insure your home against the risk of fire and flood, so too can you insure another of your most valuable investments from risk: your retirement savings.
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Some Creative Options to Reduce Investment Risk in IRAs
annuities CDs and bonds have a role, but less-used annuities can offer higher interest rates, secure principal and guaranteed income choices.
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How 2 Couples Covered Their Income Gaps for Life with Income Annuities
annuities Here are the stories of two couples and how they took two different paths (using two different types of annuities) to provide enough guaranteed income for a worry-free retirement.
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How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
annuities Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. Here’s how they work and how to tell if one might be right for you.
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Spend Without Worry in Retirement
Financial Planning Fears of running out of money prevent many retirees from tapping the nest egg they’ve worked a lifetime to save. With these strategies, you can generate enough income to pursue your retirement dreams.
Financial Planning
