Retirement-plans
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How to Add Treasury Bonds, Bills and Notes to an IRA
investing While you can't use the government's TreasuryDirect website to buy Treasury securities for your IRA, there are other ways to get the securities online.
By Lisa Gerstner Last updated
investing -
How To Convert a Traditional IRA to a Roth after 60
retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have taxing consequences.
By Kimberly Lankford Last updated
retirement -
What Is a 401(k) Retirement Savings Plan?
retirement A 401(k) is a retirement plan sponsored by an employer that offers employees tax incentives to save money for retirement from their paychecks.
By Ellen Kennedy Last updated
retirement -
Six Reasons to Avoid a Self-Directed IRA
self directed IRA These specialized retirement accounts let investors do things they can't in an ordinary IRA, like invest directly in alternative assets. But this opportunity also comes with these risks.
By David Rodeck Last updated
self directed IRA -
Free (or Cheap) College for Retirees in All 50 States
retirement Whether it's to complete a degree, gain new knowledge or just for fun, retirees can collect their books and get on (back) to school in a most inexpensive way.
By Bob Niedt Last updated
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Roth IRA Basics: 10 Things You Must Know
Financial Planning A Roth IRA can be a great way to save for retirement since the accounts have no required minimum distributions and you withdraw the money tax-free.
By Jackie Stewart Last updated
Financial Planning -
7 Ways to Reduce Your Income to Qualify for Roth IRA Contributions
401(k)s If you're just above the income cutoff to qualify for Roth IRA contributions, these strategies will help you meet it.
By Kimberly Lankford Last updated
401(k)s -
Three Ways to Reduce Taxes on Your Investment Earnings
Proactive tax planning using these strategies could help you keep more of your hard-earned money, now and in the future.
By David McGill Published
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From Tax-Deferred to Tax-Free: Navigating Taxes in Retirement
Here are some considerations to keep in mind to help you spend less of your retirement savings and Social Security benefits on taxes.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) Published